This is the Best Way to Buy Gold and Silver. Period.
An industry insider’s case for owning gold and silver, the trust problem that ruins almost every gold company in America, and the one structural exception I have been a paying customer of for over a decade. Plus, how to start in five minutes for twenty-five dollars a week.
If you only have thirty seconds: click here to see OWNx’s actual pricing page. Then decide whether the rest of this article is worth your time.
Fifteen Years of Saying No
I run a network of conservative news publications. Over the last fifteen years, almost every popular gold company you have heard of approached us to buy advertising.
I turned them all down. Every single one.
The money was real. Some of it was very good money. I said no because I knew what they were selling, and my integrity is not for sale. It never has been.
There is one exception. I have been their paying customer for over a decade. I used to run their marketing about fifteen years ago, back when the company was still called SilverSaver. I worked with the founders. I watched how they made decisions. I took physical delivery of metal from them years before I ever considered writing about them.
That company is OWNx, and this is the first and only gold recommendation I have ever made.
This is the long version of why. Why I own precious metals at all. Why I believe most of the gold industry cannot be trusted with your money. And why OWNx is the structural opposite of the rest of the room.
If you read nothing else, read this part. Most people who buy gold in America today get ripped off in the process. Not because gold is a bad idea. Because the retail gold industry was built to extract as much margin as possible from people making an anxious decision quickly. I will show you the math in a minute.
The One Asset That Does Not Need Anyone Else’s Permission
Let me get the usual pitch out of the way first.
I will not pretend the dollar is collapsing. I do not believe it is. Among the fiat currencies in the world, the dollar is still the strongest one, and it is going to stay that way for a long time. I will not tell you hyperinflation is coming next year, or that you need to panic, or that some celebrity-endorsed crash is weeks away. Every gold advertiser who ever paid me to say things like that got the same answer.
The actual case for gold is more interesting, and it is more honest.
Gold is the final extinguisher of debt. It is the only asset on earth that settles an obligation without creating a new one.
Every other financial instrument you own is a promise. Your bank balance is a promise from a bank. Your bonds are a promise from a government or a corporation. Your stocks are fractional claims on a company’s future promises to customers and shareholders. Your 401(k) is a custodial record held by a company you have probably never met, on a server you will never see, representing securities held in a pooled account at a firm called Cede & Co. Cede & Co. is the entity that legally holds nearly every share of U.S. stock. Your broker is the record-keeper.
All of it depends on someone else staying solvent, staying honest, and staying around.
Gold does not have anyone on the other side of the ledger. Nobody has to stay in business for your gold to be worth something. Nobody can rewrite the terms of service. Nobody can freeze the account. That is what gold has, and nothing else you own does. It is why central banks have held gold through every monetary regime in modern history, including the regimes that officially abandoned the gold standard.
What the serious people have said.
Alan Greenspan, before he became Federal Reserve Chairman in 1987, wrote this in his 1966 essay Gold and Economic Freedom:
“In the absence of the gold standard, there is no way to protect savings from confiscation through inflation. There is no safe store of value.”
And in his December 1912 testimony before the Pujo Committee of the U.S. House of Representatives, when asked about the basis of banking, J.P. Morgan answered:
“That is an evidence of banking, but it is not the money itself. Money is gold, and nothing else.”
These are not the quotes of gold bugs. They are the quotes of two men who, in their respective eras, had the clearest view of the monetary system in the world.
Gold has also simply outlasted everything else. An ounce of gold bought a fine toga in ancient Rome. It bought a tailored suit in 1910. It still buys a tailored suit today. A twenty-dollar bill from 1910 barely covers lunch.
Silver fits in the same bucket, with asterisks. More volatile than gold, partly because roughly half its demand is industrial. Smaller market. Bigger swings. But the monetary function is real, and there is an added honesty to silver that I like. A full ounce of silver costs less than a cheap dinner, which means anyone can actually own a whole piece of it. A one-ounce gold coin will run you over four thousand dollars. A one-ounce silver round is in the neighborhood of seventy. Both matter. The physical accessibility of silver is the reason a lot of people start there, and there is nothing wrong with that.
Why the People Who Run Currencies Are Quietly Buying Gold at Record Levels
This is the part of the piece where most gold advertisers start screaming about collapse. I am not going to do that, because I do not believe that, and because I have spent enough time on the systematic side of economics to know the story is both more boring and more interesting than the doom pitch.
Here is the actual situation, in plain English.
The natural gravity of a modern economy is deflation. Technology keeps getting cheaper. Software keeps getting cheaper. AI is now compressing the cost of cognitive labor at a speed nobody in policy is ready for. All else equal, prices in an efficient economy want to fall, because the cost of producing things keeps falling.
Both forces are real. Both pull at the same time.
But politicians cannot survive deflation. Voters do not reelect the people who were in charge during falling wages, falling asset prices, and job losses. So the political response to deflation is always the same across every modern government: print money, run deficits, and inflate the problem away.
That means both directions are on the table at once. Productive deflation pulling prices down on one side, political inflation pushing them up on the other. Nobody credible can tell you for certain which force wins at any given time.
Gold hedges both sides of that tension without requiring you to be right about which one wins.
If deflation wins, paper financial assets get repriced sharply downward and gold holds its value as the asset with no counterparty risk. If the political response wins and inflation takes over, the dollar in your checking account loses purchasing power and gold holds its value as a monetary metal. In either case, gold is doing what it has always done.
This is not a prediction about the future. It is an honest admission that the future is uncertain enough that hedging makes sense.
You do not have to take my word for it. The people whose literal job is to protect national currencies are loading up on gold at record pace.
What central banks are doing right now.
Central banks bought over 1,000 tonnes of gold per year in 2022, 2023, and 2024. That is roughly 32 million ounces a year, and more than double the 2010-2021 annual average of 473 tonnes. According to the World Gold Council, 2024 marked the third consecutive year above 1,000 tonnes, the longest such run in the modern monetary era. These are not speculators. These are the people who run currencies. They have access to every asset on earth, and they are quietly converting reserves into the one asset that does not depend on another country’s promise.
Meanwhile, the United States is sitting on nearly $39 trillion in debt, with no plan from either political party to do anything about it. You already know this. You read the news. You have done the math.
I am not telling you the sky is falling. I am telling you that when the people running the system are quietly preparing for it to shift underneath them, it is not unreasonable for you to do the same thing with a much smaller slice of your money.
If that logic lands for you, the simplest five-minute version of acting on it is here. We will get back to that in a minute. First, let me explain why almost every company that sells gold in America is, in my opinion, a bad place to actually buy it.
The Gold Industry Has a Trust Problem
This is the part of the piece I have been dreading writing for fifteen years, because I know a lot of people reading this have already bought gold from the kinds of companies I am about to criticize, and that is not their fault. The industry is designed to look legitimate. That is the whole point.
Here is the uncomfortable fact. Most people who decide to buy gold in the United States get ripped off in the process. Not because gold is a bad idea. Because the retail gold industry was constructed to extract as much margin as possible from people making an anxious decision quickly.
The playbook is consistent across the popular gold brands you hear advertised on conservative radio, on late-night cable, and from celebrity endorsers you recognize from somewhere else entirely.
They sell you “rare” or “collectible” coins with premiums of ten to twenty-five percent, sometimes more, over the actual metal value. They require minimums of ten thousand to fifty thousand dollars just to open an account. They make it nearly impossible to sell back at a fair price when you actually need the money. They pay enormous commissions to the celebrities and influencers who send you their way, and those commissions come out of your pocket, priced into the markup on every coin you buy.
Be honest with yourself.
If you have bought gold or silver from one of the popular brands you hear on the radio, you almost certainly overpaid. Probably by ten to twenty-five percent before you even started. That is not a moral judgment on you. It is a structural observation about the industry you were shopping in.
The reason the scam keeps working is that the emotional path to gold ownership is predictable. Someone reads a headline, watches a news cycle, looks at their bank balance, and decides they should probably own some gold. They get motivated. They move fast. The first companies they find are the ones that spend the most on marketing, which are the ones with the biggest markups. Those companies can afford the celebrity endorsements precisely because they are charging you for the privilege of being reassured by a famous voice.
You cannot tell which gold companies are trustworthy by looking at them. The scammy ones and the honest ones have polished websites, toll-free numbers, and glowing testimonials from paid spokespeople. By the time you find out whether the company you chose was honest, the margin is already gone. You do not get it back.
This is not a small problem. It is the central problem of retail precious metals in the United States, and it has been for decades.
For fifteen years, this is why I said no to every gold advertiser who approached my publications. I was not going to send my readers into a room where most of the doors led to expensive lessons.
Until I found a company that was built to be the opposite of that room.
Click here to see what the opposite looks like.
The Ten Percent Tax Most Gold Buyers Pay Without Knowing
Let me put a number on it, because percentages are abstract and dollars are not.
Suppose you decide to put fifty thousand dollars into precious metals. You see a celebrity-endorsed company on cable, call the toll-free number, and a polished salesman walks you through a “rare” coin program with a fifteen percent premium over the actual metal value.
You pay fifty thousand dollars. You own forty-two thousand five hundred dollars of metal.
Seventy-five hundred dollars is gone the moment the order clears. Not over time. Not if the price of gold drops. Right now, before you have done anything except sign the form.
That seventy-five hundred dollars is:
- A year of community college tuition, paid out of your pocket to a marketing budget.
- A new transmission, gone to a celebrity spokesperson who has never once held the metal you bought.
- A vacation you said you could not afford last year.
- Three months of mortgage payments.
If the premium is twenty-five percent instead of fifteen, the number is twelve thousand five hundred dollars. On a smaller buy of ten thousand dollars, you are still losing fifteen hundred to twenty-five hundred dollars on day one.
That is the tax. Most people who buy gold in America pay it. Most of them never know they paid it.
OWNx’s standard pricing for someone who just opens an account and starts buying runs between 1.99 and 5.99 percent over the metal’s actual cost. That is already a fraction of what the popular gold brands charge. With OWNx’s EDGE membership, the premium goes to zero. Wholesale pricing, the same the institutions get, for $14.99 a month or $149 a year. EDGE is included free with any OWNx Precious Metals IRA. (A Precious Metals IRA is a retirement account that holds gold or silver instead of stocks and bonds. The IRS lets you do this if the metals are held by a qualified custodian.) EDGE is also free for life for U.S. military members and veterans.
Click here to see the actual prices.
The point is simpler than it looks. Almost every gold buyer in America is paying a tax they do not know about. You do not have to.
What If You Have Already Bought Gold Somewhere Else?
Maybe you have already bought gold from one of the popular brands. This is not the part where I make you feel bad. The markup you paid is a sunk cost. Gold is still gold and your gold is still yours.
Two reasonable paths from here. Either you live with the markup as the cost of the lesson and stop buying from that company. Or you sell what you can sell back, take whatever you can recover, and re-buy at OWNx’s institutional pricing for everything from here forward. Both are defensible. The second path saves you money on every purchase from now until the day you stop buying metal.
Click here for what the buyback path looks like.
The Company That Refused to Run the Standard Playbook
OWNx was founded in 2008 by Jeremy Brakenhoff and Josh McCleary, in Lawrence, Kansas. Their story is not marketing copy. I know these guys. I was there for part of it.
During the 2008 financial crisis, Jeremy and Josh noticed that institutional investors could buy 1,000-ounce silver bars at prices thirty to forty percent lower than regular people were paying for the same metal in retail form. They decided that was wrong. So they built a platform that would give ordinary people access to the same institutional pricing that banks and sovereign wealth funds get.
That is the founding mission, and they have refused to abandon it for seventeen years. Every time there was a chance to add a markup, they did not. Every time there was a chance to chase the easy money the radio gold brands chase, they passed. I have watched it happen from the inside and the outside. It is rarer than you would think.
Trust signals.
In business since 2008. A+ Better Business Bureau rating. Per OWNx’s published company stats: over 32,000 accounts and more than $300 million in customer transactions. Full mobile app on Apple and Google. Around the clock live trading since May 2012, years ahead of competitors. In seventeen years of operation, OWNx has never lost a single ounce of customer metal.
Here are the specific reasons I buy gold and silver through OWNx with my own money, in the order that actually matters to me.
Five Reasons I Send My Own Money to OWNx Every Week
1. Liquidity you can actually use
The problem nobody in gold advertising talks about is what happens when you need to sell.
In the last six months, dealers and brokers across the industry refused to buy back gold and silver at fair prices during periods of price volatility. They were afraid of sudden moves. They widened their spreads to be punitive. Some of them just stopped taking buyback calls for days at a time. Customers got stuck holding metal they could not sell, at the moment when selling was the whole reason they had been told to own it.
OWNx always buys back the metals held in your OWNx account. Instantly. At live bid pricing. Live bid means OWNx pays you whatever the wholesale market is paying right that second. Zero selling fees. Around the clock during market hours, which for OWNx run from Sunday at 5 PM Central to Friday at 4 PM Central. You click sell, the cash hits your account, and a bank transfer reaches your bank in one to three days.
The 60-Second Exit.
If you change your mind for any reason, you can sell every ounce in your OWNx account back to OWNx at live bid pricing. Zero fees. Cash to your bank in one to three business days. Markets open Sunday 5 PM Central through Friday 4 PM Central. That is OWNx’s stated policy, and based on my own experience as a customer over the last decade, it has worked the way they describe.
That is a feature I have personally used. How the sell side actually works on their liquidity page.
2. Structural protection
This is the part that most people do not ask about until it is too late, and it is the part that made me a customer originally.
Your metal at OWNx is not on OWNx’s balance sheet. Read that sentence again. The gold and silver held in your account is not an asset of the company. It is held in your name, allocated to you specifically, at non-bank insured depositories in Delaware and Texas. The depository is independent of OWNx. The insurance is independent of OWNx.
If OWNx ceased operations tomorrow, your metal would still be sitting where it is, legally yours, in your name, at the depository. That is not a marketing line. That is a structural fact most of their competitors cannot match.
I want to address the “if you don’t hold it, you don’t own it” crowd directly, because I respect the instinct. There is a real difference between allocated, insured, legally segregated storage in your name and the shady “paper gold” programs that let a company commingle metal or hold claims against pooled inventory. Those are not the same thing. What OWNx offers is the first kind, not the second.
One reasonable objection at this point: why not just buy a gold ETF? Honest answer. ETFs are easier in the moment. They are also a paper claim on metal you do not own. The fund company owns the metal. You own a share that gives you fractional exposure to its price. The structural difference between an ETF share and an ounce of gold sitting in your name at a depository is the difference between a promise and the thing itself. Both have a place in a portfolio. The case for owning physical metal, even via fractional allocated storage, is the case for owning the asset that has no counterparty. ETFs do not pass that test. OWNx does.
And if you still want the metal in your hand, OWNx will ship coins or bars to you, insured. The minimums are 20 ounces of silver, half an ounce of gold, or 1 ounce of platinum. That is your green box moment, and it is always available.
A lot of people start with vault storage and take delivery a few years in, once the pile is big enough that the physical weight becomes meaningful. Some never take delivery. Either path works. More on how the storage is structured here.
For most people, most of the time, allocated vault storage actually solves a real problem. Home storage means fire risk, theft risk, no insurance, and people in your life knowing you have metal in the house. Those are not trivial. Vault storage with OWNx removes those risks while still preserving your right to take physical possession whenever you want.
Click here to see how taking physical delivery works.
3. Accessibility that does not require you to be rich
The popular radio gold brands require you to show up with $10,000 to $50,000 to open an account.
OWNx’s documented minimum auto-invest is $25 a month. You can set it weekly if you prefer, which is what I recommend and what I do personally. Every Tuesday, $25 leaves my checking account and shows up as fractional ownership of institutional-grade bullion in my vault by Wednesday morning. I do not log in. I do not check the price. I do not think about it. Over time, the pile grows, and dollar-cost averaging smooths out the volatility.
$25 a week is less than most people spend on coffee. Less than most people spend on streaming subscriptions. Less than the snack you grab when you fill up the car. The difference is that the coffee is gone in twenty minutes, the streaming charge clears your account every month forever, and the gold is still there in twenty years.
What $25 a week builds over time.
1 year: $1,300 in real gold and silver contributions.
3 years: $3,900.
5 years: $6,500.
And that is just the contributions. Someone who started five years ago would have those contributions plus meaningful appreciation, because gold has more than doubled in that window. Roughly 2.5x, from around $1,850 in May 2021 to over $4,600 today. I am not promising that happens again. I am telling you what actually happened to the people who were already doing this.
You can set up a weekly auto-invest here. It takes about five minutes. (If $25 a month works better for your budget, that is the documented minimum and the same wholesale pricing applies.)
4. A Precious Metals IRA that does not punish you
If you have retirement money you would like some metals exposure inside, OWNx offers a Precious Metals IRA with no minimum investment, a flat $249 per year, and 0.5 percent annual storage. EDGE pricing is included automatically.
Compare that to what the popular radio brands charge for a gold IRA. Ten thousand dollar minimums, sometimes fifty thousand, with premiums of five to twenty-five percent on the metals themselves and a pricing structure that hides the actual cost until long after the money has moved. OWNx versus those companies on an IRA comparison is not close.
Click here to compare the IRA math yourself.
5. Founders who refuse easy money
I know this sounds soft, and I almost left it off the list. I left it on because it is the reason the other four items exist.
For seventeen years I have watched Jeremy and Josh refuse to turn OWNx into the kind of company that would make them the most money in the short term. Every time the industry has drifted toward a new upsell, a new gimmick, a new way to extract extra margin from anxious customers, they have said no. That is not normal in this industry. I say no to things in my own businesses for the same reason, so I recognize the instinct when I see it in other operators.
That is the company I send my own money to, every week, without thinking about it.
Side by Side: Popular Radio Brands vs. OWNx, on the Same Dollar
The math is the math. Here is what shopping for precious metals actually costs at the popular radio brands compared to OWNx, on the same dollar amount of metal.
Click here to see this on OWNx’s pricing page.
| Cost item | Popular radio brands | OWNx (Standard) | OWNx (EDGE Member) |
|---|---|---|---|
| Account minimum | $10,000 to $50,000 | $25 | $25 |
| Premium over metal cost | 10% to 25% on “rare” coins | 1.99% to 5.99% | 0% (at cost / wholesale) |
| Annual storage | Often hidden in markups | 0.6% | 0.6% |
| Sell-back fee | Variable, often punitive | Zero | Zero |
| Sell-back availability | Days, sometimes refused | Instant, live bid | Instant, live bid |
| Membership fee | Not applicable | None | $14.99/mo or $149/yr |
| IRA fee structure | Hidden, $10K to $50K min | Flat $249/yr, no min | Flat $249/yr, no min |
| Cash to your bank after sell | Variable | 1 to 3 days | 1 to 3 days |
| Metal held on company balance sheet | Often yes (commingled) | No (allocated, depository) | No (allocated, depository) |
| Celebrity endorser commissions | Built into your price | None | None |
A reasonable read of that table: even at OWNx’s standard pricing, a buyer is keeping seven to twenty-three cents of every dollar that the popular radio brands take. With EDGE, they are keeping all of it.
That is the entire argument. It is also why I send my own money there.
Don’t trust me on any of this. The math is public. Open OWNx’s pricing page in one tab. Open any popular gold company’s pricing page in another tab. Look at them side by side. The contrast tells you everything I just spent three thousand words explaining. Click here to start with OWNx’s page.
Over 32,000 customers. No collectible coin nonsense. No $10,000 minimums. No celebrity markups. Real metal, at institutional pricing, in an insured vault in your name.
Start My $25/Week Plan (5 Minutes →)
The 60-Second Exit applies. Sell every ounce back at live bid, zero fees, cash in one to three days.
What Customers Actually Say
I am not going to pad this section with paid testimonials. There are not any. Here is one verbatim review from an OWNx customer, posted publicly:
“An easy way to save precious metals. A monthly auto save plan mounts to a treasure. Also such an easy way to turn it back into cash or ship it to me direct makes OWNx my choice for over 10 years.”
That is the pattern I see most. Someone starts with a small monthly auto-buy. Two or three years in, the balance is meaningful. They never think about it. When they want cash, they sell. When they want metal in their hand, they take delivery. They tell their family.
The Green Boxes
About twelve years ago, I took physical delivery of gold and silver I had been accumulating through OWNx for years.
Four green toolbox-sized boxes showed up at my office in Arkansas. I carried them upstairs one at a time. Each one was heavier than I expected. I set them on the floor of my little office and opened them.
Here is the feeling.
Gold coins. Silver bars. Stacks of metal I could hold in my hands, turn over, weigh against each other. Something clicked. This is real. This is mine. Nobody can freeze it with a policy decision. No terms of service. No counterparty. No password. Just metal on the floor of my office.
That was the moment I stopped thinking of gold as a hedge and started thinking of it as the base case.
Most of what people “own” financially is a custodial record on somebody else’s server. Your retirement account, your bank balance, even your stocks, are stored as entries in a database that belongs to someone you have never met, at a firm you have never visited, backed by systems you cannot inspect. All of it works fine until it does not. Gold is the one asset that simply is what it is, regardless of what anyone else does.
I have been a paying OWNx customer for over a decade. Not because of affiliate fees. Not because anyone paid me to be. Because in fifteen years of watching this industry up close, I have never seen another company refuse easy money the way they do.
Click here if you want your own version of this moment.
What Happens After You Click
Five minutes is not marketing language. I timed myself opening an OWNx account last week. Three minutes and twelve seconds, including connecting my bank. Two of those minutes were typing my email and confirming my address. The whole thing was easier than ordering takeout.
Here is what actually happens, step by step.
- Create the account. Email, password, your name. About three minutes.
- Connect your bank. OWNx uses Plaid, the same bank-connection system most major fintech apps use. Your bank credentials never touch OWNx. About ninety seconds.
- Pick an auto-invest amount and frequency. $25 a week is what I recommend. The documented minimum is $25 a month if you prefer that schedule. Could be $50, could be $100. Up to you. About one minute.
- Confirm and you are done. The first buy happens on the next scheduled day. You will get an email with the exact ounces of silver or gold you now own.
That is it. There is no salesman. There is no “what coin program is right for you” call. There is no upsell. The whole thing runs in your browser or in the OWNx mobile app on your phone.
If at any point in the next year you decide it is not for you, you sell, the cash hits your account, and a bank transfer reaches your bank in one to three days. The 60-Second Exit applies the entire time you are a customer. There is no penalty for changing your mind.
Your Move
I target about twenty percent of my own portfolio in precious metals. That is higher than some advisors recommend and lower than most gold bugs insist on. It is a number I arrived at through a lot of reading and a lot of thinking, and it sits inside a permanent-portfolio orientation that includes stocks, bonds, cash, and metals in resilient proportions.
You do not need to start at twenty percent. You do not need to start at ten. You do not need to make a big decision this week. The one thing I would not do is nothing.
$25 a week is enough to start. Five minutes to set up. No minimum to meet. No celebrity salesperson to fend off. Just a disciplined accumulation of the one asset on earth that does not need anyone else to make it good.
The reason this works whether deflation wins or inflation wins is the reason I started this piece talking about both. Gold does not need you to be right about which force takes over. It does its job either way.
I am not telling you the world is ending. I am telling you that the world is uncertain, and the people who prepare for uncertainty are the ones who sleep well.
Five years from now, if you want, you can take delivery of your own green boxes. Carry them up the stairs. Feel the weight. Open them in your office. Know that what you are holding is not a number on a screen, not a promise, not an entry in a database somebody else controls.
It is real. It is yours. It is the only financial asset in the world you can say both of those things about at the same time.
This is why I waited fifteen years to write the kind of piece I had refused to publish. The people who started a year ago are glad they did. Six months from now, you will be the person who started. Or the person who did not. There is no third option. The price of waiting is not a discount on gold. It is fewer ounces in your pile.
If I’m wrong about OWNx
If I am wrong about OWNx, here is what happens. I lose my own metals, because I am also a customer. My readers send me angry emails, which I would deserve. My publications lose credibility, which I have spent twenty years building. The reason this article is the first gold recommendation I have ever made is that the cost of being wrong is bigger for me than for almost any reader. I am betting my reputation that I am not wrong.
If I were starting today, here is exactly what I would do
Open the OWNx account. Set $25 a week to leave my checking account on Tuesday morning. Forget about it for three years. Take a physical delivery once the pile gets meaningful, somewhere around year four. Never try to time the price. Click here for that exact path.
Pick the path that fits your situation
If you have retirement money you want some metals exposure inside, click here for the IRA path.
If you are starting fresh and want low friction, click here for $25 a week.
If you already own gold from a popular radio brand and want to switch, click here for the buyback page.
Five minutes to set up. $25 minimum. No markup nonsense. No $10,000 minimums. Just disciplined weekly accumulation of real gold and silver in your name.
Set Up My Weekly Auto-Invest (5 Minutes →)
The 60-Second Exit applies. Sell every ounce back at live bid, zero fees, cash in one to three days.
Three Questions People Ask Before They Start
Do I have to take physical delivery, or can I leave it in the vault?
You can do either. Most customers leave it in the allocated vault long-term. Some take delivery once they have accumulated enough. The minimums for delivery are 20 ounces of silver, half an ounce of gold, or 1 ounce of platinum. You can switch back and forth as often as you want.
Click here to see how delivery works.
Is buying gold through OWNx taxable?
Buying is not a taxable event. Selling at a gain is. Per IRS Topic 409, precious metals are taxed as collectibles in most situations, with a long-term capital gains rate up to 28 percent depending on your situation. Talk to your tax advisor about your specifics. An OWNx Precious Metals IRA changes the tax situation entirely, because the metals grow tax-deferred or tax-free inside the IRA wrapper, the same way stocks do.
Click here to compare IRA fees and structure.
What is the catch?
The “catch” is that OWNx does not run the marketing playbook the popular radio brands run. They do not pay celebrities. They do not chase you with phone calls. They do not call you back with a “limited time” coin program. The product is the product. If you want to be entertained by a salesman before you buy gold, OWNx is not your company. If you want to buy gold the way an institution buys gold, OWNx is the only company in the country I have found that lets you do that.
Click here to see for yourself.
P.S. The single most expensive decision in metals is the one most people make first: buying from a company that markets to anxious people instead of one that prices to institutions. If you only do one thing this week, set up a $25-a-week auto-invest at OWNx. If you decide it is not for you in six months, sell every ounce back at live bid in 60 seconds with zero fees, and you will have lost nothing except the discipline of the habit. Set up here.
P.P.S. One more thing. Gold is up over $1,300 an ounce in the last twelve months, from a May 2025 average around $3,290 to over $4,600 today. And central banks are buying at record levels. That is not a reason to time the entry. It is a reason to start the entry. Twenty-five dollars a week is small enough that the price you pay this Tuesday does not matter much. The pile is what matters, five years from now. Click here to start the entry.
P.P.P.S. If you do nothing else, click through and just look at the pricing page. Don’t sign up. Don’t enter your email. Just look. Then go look at any popular gold company’s site. The contrast tells you everything you need to know. Here is the OWNx pricing page.
P.P.P.P.S. If nothing else in this article moved you to act today, do one small thing. Open OWNx in a new tab right now and just let it sit there. Don’t sign up. Don’t enter your email. Don’t click around. Just have it loaded for tomorrow when you have five minutes. Click here to open it now.
If you skipped most of this, here is the entire article in five lines
- Most popular gold companies overcharge buyers by ten to twenty-five percent through markups on collectible coins.
- OWNx prices metals at institutional wholesale through their EDGE membership for $14.99 a month or $149 a year.
- Twenty-five dollars a week is the recommended starting plan and takes about five minutes to set up.
- You can sell every ounce back at live bid pricing in sixty seconds with zero fees, cash to your bank in one to three days.
- The link to start is here.
Full transparency: I am a paying OWNx customer. I buy gold and silver through OWNx every week with my own money. The links in this article are affiliate links, and I receive a small commission if you create an account through them. That commission is modest compared to what the radio gold companies I rejected for fifteen years were offering to pay, and my recommendation is based on more than a decade as a paying customer, not on advertising dollars. This is not financial advice. Do your own due diligence and consult a qualified financial professional for decisions specific to your situation.
Shaun Connell is the founder of LiveGoldPrices.com and CapitalDigest.com, a conservative media publisher, and a former precious metals industry professional. He has been a paying OWNx customer for over a decade and currently accumulates gold and silver weekly.
